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Disclaimer

Last updated: March 16, 2026

General Disclaimer

This Disclaimer applies to the use of PropertyMetrics and its content. We provide information and resources related to housing affordability, property market economics, residential property price indices, and urbanisation effects in Malaysia for general informational purposes only. The content on our website is intended to help you understand market trends and economic factors, but it should not be considered comprehensive or exhaustive coverage of all relevant topics in Malaysian property markets.

We make no representations or warranties regarding the accuracy, completeness, or timeliness of any information presented on our website. While we strive to ensure that all data and analysis are current and reliable, property markets are dynamic and subject to rapid changes. Economic conditions, policy initiatives, and market indicators can shift significantly, and historical data or trends may not reflect future outcomes. We recommend cross-referencing information with additional sources and consulting with qualified professionals before making decisions.

The information presented covers affordable housing policy initiatives, mortgage market trends, and their economic implications. However, policy changes, regulatory updates, and market conditions evolve continuously. We cannot guarantee that all policy descriptions remain current with the latest government announcements or legislative amendments in Malaysia.

No Professional Advice

The content provided on our website, including property price indices, market analysis, and economic commentary, is not intended to constitute professional financial, investment, legal, or real estate advice. We are not licensed financial advisors, investment professionals, or legal practitioners. Any information about mortgage markets, housing affordability metrics, or property price trends should not be relied upon as personalized guidance for your specific circumstances.

If you are considering property purchases, mortgage applications, or real estate investments, we strongly encourage you to seek advice from qualified professionals, including licensed financial advisors, real estate agents, legal counsel, and mortgage specialists. These professionals can evaluate your individual situation, risk tolerance, financial capacity, and goals to provide appropriate recommendations tailored to your needs. The complexity of Malaysian property markets, regulatory requirements, and financing options necessitates personalized professional consultation.

We do not accept responsibility for any financial decisions, property transactions, or investment choices made based on information found on our website. Market participation carries inherent risks, and past performance or historical trends do not guarantee future results.

Liability Limits

To the fullest extent permitted by law, we disclaim all liability for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of our website or reliance on its content. This includes but is not limited to damages resulting from loss of income, business interruption, loss of opportunity, or diminished property values. Even if we have been advised of the possibility of such damages, we shall not be liable for them.

Our website is provided on an “as-is” and “as-available” basis. We make no warranties, express or implied, regarding the website’s operation or the information contained within it. We do not warrant that our website will be uninterrupted, error-free, or free from viruses or other harmful components. Your use of our website and reliance on its content is entirely at your own risk.

We reserve the right to modify, suspend, or discontinue any portion of our website at any time without notice. We may update this Disclaimer from time to time to reflect changes in our services, legal requirements, or operational practices. Your continued use of our website following any modifications constitutes your acceptance of the updated terms.